NYC · 2026 tax year
New York City paycheck calculator
Enter a salary to see what lands in your bank account in New York City, with the city's own income tax on top of federal and state, updated the moment you type.
Your take-home pay in New York City
$2,141
every two weeks · $55,667 per year · 25.8% effective rate
What New York City takes out of your paycheck
Living in the five boroughs adds a deduction most of the country never sees. Between your gross salary and your take-home pay sit federal income tax, New York State income tax, the New York City resident income tax, Social Security and Medicare.
The NYC income tax, bracket by bracket
Levied on New York taxable income, after the $8,000 single or $16,050 joint standard deduction. Each rate applies only to the slice of income inside its band.
The rates are set by the city and have not changed since 2017. Source: New York State Department of Taxation and Finance, New York City tax rate schedule.
Take-home pay at common salaries in New York City
Single filer, 2026 rates, standard deduction applied, and what the city tax costs compared with living anywhere else in the state.
Take-home pay by salary in New York City
A full breakdown for each salary: per paycheck, effective vs marginal rate, the city tax, and how New York City compares to other states.
- $30,000
- $40,000
- $45,000
- $50,000
- $55,000
- $60,000
- $65,000
- $70,000
- $75,000
- $80,000
- $85,000
- $90,000
- $95,000
- $100,000
- $110,000
- $120,000
- $125,000
- $150,000
- $175,000
- $200,000
What else moves a paycheck in New York City
Local income tax
New York City taxes its residents on top of the state, on the same taxable income: 3.078% on the first $12,000, rising to 3.876% above $50,000 for a single filer. It follows where you live, not where you work: a commuter from New Jersey or Westchester working in Manhattan does not pay it, and a Brooklyn resident working in New Jersey does. It is included in every figure on this page.
State payroll deductions this estimate leaves out
- Paid Family Leave (PFL).0.432% of gross wages in 2026, capped at $411.91 for the year.
- State Disability Insurance (DBL).A small statutory employee contribution, capped at a fraction of a dollar per week.
Minimum wage in New York City
$17.00/hr New York City is on New York's higher downstate rate. Rate as published by the US Department of Labor, July 2026.
Frequently asked questions
- Does New York City have its own income tax?
- Yes. On top of New York State tax, residents of the five boroughs pay a city income tax of 3.078% to 3.876%, on the same taxable income as the state. It is included in every figure on this page.
- Who pays the NYC income tax?
- Anyone who lives in Manhattan, Brooklyn, Queens, the Bronx or Staten Island, on all of their income. It follows your home, not your job: commuters from New Jersey, Long Island or Westchester who work in the city do not pay it.
- How much is $80,000 after taxes in NYC?
- A single filer earning $80,000 in New York City takes home roughly $58,721 a year after federal, state and city income tax, Social Security and Medicare, based on 2026 rates. The city tax alone is about $2,666.
- What is not included in this estimate?
- This estimate excludes tax credits (including the NYC school tax and household credits), the Yonkers surcharge, pre-tax deductions like 401(k) and health insurance, and post-tax deductions. Your real paycheck may differ.
Outside the five boroughs
Live on Long Island, upstate, or in Westchester outside Yonkers? Your paycheck has no city tax: use the New York State paycheck calculator.