What else comes out of a New Jersey paycheck?

Temporary Disability Insurance (TDI), Family Leave Insurance (FLI) and Unemployment insurance, employee-paid and not in the figure above.

New Jersey Paycheck Calculator 2026: Take-Home Pay After Taxes

What sets New Jersey apart in 2026

New Jersey workers fund three state insurance programs straight from their wages. Temporary Disability Insurance takes 0.19% and Family Leave Insurance 0.23%, both on the first $171,100 of pay in 2026, and family leave is funded entirely by workers. Unemployment insurance adds 0.425% on the first $44,800. The combined maximum is about $909 a year, and on an $80,000 salary it comes to around $525. None of this is deducted in the estimate.

The income tax itself is graduated, from 1.4% to 10.75%, and its brackets are set in statute, unchanged since 2020 and not indexed. For a single filer, income from $40,000 to $75,000 is taxed at 5.525% and the slice above $75,000 at 6.37%. That ladder shows up in the rankings. At $50,000 New Jersey is 9th of 29 states, with $1,215 in state tax. At $100,000 it slips to 17th, and at $150,000 to 23rd, paying $7,365, or 4.91% of pay.

There is no standard deduction, only a $1,000 personal exemption per filer. No municipality taxes your wages, and Newark's 1% payroll tax is paid by employers.

New Jersey state income tax, single filer, 2026 share of salary median of the 29 states

Salary	Share of salary, chart	State tax	Rank
$50k		$1,2152.4%	9th of 29
$75k		$2,5963.5%	14th of 29
$100k		$4,1804.2%	17th of 29
$150k		$7,3654.9%	23rd of 29
	0% 2% 4% 6% 8%

Rank 1 is the lowest state income tax among the 29 states on this site. Local taxes and paid-leave premiums are not included.

New Jersey at a glance

State income tax: 7 brackets, 1.4% to 10.75%
Taken off before state tax: $1,000 single · $2,000 joint
Temporary Disability Insurance (TDI): Employee-paid 0.19% of wages in 2026, on the first $171,100: at most $325.09 for the year.
Family Leave Insurance (FLI): Employee-paid 0.23% of wages in 2026, on the same $171,100 cap: at most $393.53. Funded entirely by workers.
Unemployment insurance: Employee-paid 0.425% of wages in 2026 on the first $44,800, including the workforce fund share: at most $190.40.
Minimum wage: $15.92/hr $33,100 a year full-time. For most employers. Seasonal employers and those with fewer than six employees follow a slightly lower schedule.
Largest job markets: Newark, Jersey City, Paterson, Elizabeth, Trenton

At $85,000 in New Jersey

$85,000 = 2.6× a full-time year at New Jersey's $33,100 minimum.
New Jersey takes 6.37% of each extra dollar, up to $135,000.

Take-home pay across New Jersey salaries

Salary Net / yr Biweekly NJ tax

$33,100 full-time at $15.92/hr $28,284 $1,088 $492

$36,250 1.75% → 3.5% on extra pay $30,756 $1,183 $551

$41,250 3.5% → 5.53% on extra pay $34,593 $1,331 $731

$50,000 $41,140 $1,582 $1,215

$76,250 5.52% → 6.37% on extra pay $59,805 $2,300 $2,667

$85,000 most searched $65,403 $2,516 $3,225

$100,000 $75,000 $2,885 $4,180

$150,000 $106,426 $4,093 $7,365

Single filer; a row loads the calculator.

Questions about New Jersey pay

What else comes out of a New Jersey paycheck?: Temporary Disability Insurance (TDI), Family Leave Insurance (FLI) and Unemployment insurance, employee-paid and not in the figure above.

Sources: New Jersey Division of Taxation, checked Sep 26, 2026 · IRS, SSA and every date · method · report an error