TX · 2026 tax year
Texas paycheck calculator
On $45,000 a year in Texas, a single filer takes home about $38,338, or $1,475 every two weeks.
Your take-home pay in Texas
$1,475
every two weeks · $38,338 per year · 14.8% effective rate
What sets Texas apart in 2026
Texas does more than skip an income tax: its constitution has prohibited one on individuals since 2019, under article 8, section 24-a, and that ban was re-checked and confirmed unchanged for 2026. No Texas city, county or school district taxes income either, so the state line on your pay stub is simply empty.
The state also runs no disability, paid-leave or long-term-care payroll program. Federal income tax and FICA are the only things withheld, which makes the estimate for a Texas salary close to the whole picture. A single earner on $50,000 keeps $42,355, on $100,000 keeps $79,180, and on $150,000 keeps $113,791. A married couple living on one $100,000 income keeps $84,710. At every one of those salaries Texas is tied for the best result among the 29 states compared, with Florida landing on exactly the same dollar figures.
Where Texas stands out less favorably is the wage floor. The state adopts the federal minimum of $7.25 an hour by reference and sets no separate state minimum, so an hourly job here can start well below Florida, where the floor reached $15.00 on September 30, 2026.
Texas at a glance
- State income tax
- None
- Minimum wage
- $7.25/hr $15,100 a year full-time. Texas adopts the federal minimum wage by reference; there is no separate state floor.
- Largest job markets
- Houston, San Antonio, Dallas, Austin, Fort Worth
At $45,000 in Texas
- $45,000 = 3.0× a full-time year at Texas's $15,100 minimum.
Take-home pay across Texas salaries
Single filer; a row loads the calculator.
Questions about Texas pay
- Does Texas tax wages?
- No. The only income tax withheld from a Texas paycheck is federal.
Sources: Texas Legislature, checked Oct 14, 2026 · IRS, SSA and every date · method · report an error