Is there a local income tax in New York?

Yes, in New York City or Yonkers: on top of the state tax, not in the figure above.

What else comes out of a New York paycheck?

Paid Family Leave (PFL) and State Disability Insurance (DBL), employee-paid and not in the figure above.

New York Paycheck Calculator 2026: Take-Home Pay After Taxes

What sets New York apart in 2026

For 2026 the state budget trimmed the five lowest New York rates by 0.1 percentage point each, so they now run from 3.9% to 5.9%, while the surcharge brackets for high earners, 6.85% up to 10.9%, stay in place through 2032. A single filer's income between $13,900 and $80,650 is taxed at 5.4%, and the next slice, up to $215,400, at 5.9%. The standard deduction is $8,000 single and $16,050 for couples, a fixed amount that does not rise with inflation.

Even after the cut, New York sits in the lower part of the 29-state comparison: 26th at $50,000 and 24th at $75,000, $100,000 and $150,000. State tax on $100,000 comes to $4,860, leaving a single earner $74,320.

Two things make the real figure lower than that. New York City and Yonkers levy their own resident income tax, which costs city residents roughly 3.1% to 3.9% more and is not included. The estimate also skips the tax-benefit recapture that claws back lower-bracket savings once taxable income passes about $107,650, so high incomes are slightly understated. Paid Family Leave, 0.432% of wages capped at $411.91 for the year, also comes out of your pay.

New York state income tax, single filer, 2026 share of salary median of the 29 states

Salary	Share of salary, chart	State tax	Rank
$50k		$2,1034.2%	26th of 29
$75k		$3,4534.6%	24th of 29
$100k		$4,8604.9%	24th of 29
$150k		$7,8105.2%	24th of 29
	0% 2% 4% 6% 8%

Rank 1 is the lowest state income tax among the 29 states on this site. Local taxes and paid-leave premiums are not included.

New York at a glance

State income tax: 9 brackets, 3.9% to 10.9%
Taken off before state tax: $8,000 single · $16,050 joint
Local income tax: In New York City or Yonkers
Paid Family Leave (PFL): Employee-paid 0.432% of gross wages in 2026, capped at $411.91 for the year.
State Disability Insurance (DBL): Employee-paid A small statutory employee contribution, capped at a fraction of a dollar per week.
Minimum wage: $17.00/hr downstate, $16.00 upstate $35,400 a year full-time. New York City, Long Island and Westchester are on the higher rate; the rest of the state on the lower one.
Largest job markets: New York City, Buffalo, Rochester, Yonkers, Syracuse

At $95,000 in New York

$95,000 = 2.7× a full-time year at New York's $35,400 minimum.
New York takes 5.9% of each extra dollar, up to $145,000.

Take-home pay across New York salaries

Salary Net / yr Biweekly NY tax

$22,250 5.15% → 5.4% on extra pay $19,328 $743 $605

$35,400 full-time at $17.00/hr downstate, $16.00 upstate $29,309 $1,127 $1,315

$50,000 $40,252 $1,548 $2,103

$89,000 5.4% → 5.9% on extra pay $67,231 $2,586 $4,211

$95,000 most searched $71,098 $2,735 $4,565

$100,000 $74,320 $2,858 $4,860

$150,000 $105,981 $4,076 $7,810

$223,750 5.9% → 6.85% on extra pay $153,785 $5,915 $12,164

Single filer; a row loads the calculator.

Questions about New York pay

Is there a local income tax in New York?: Yes, in New York City or Yonkers: on top of the state tax, not in the figure above.
What else comes out of a New York paycheck?: Paid Family Leave (PFL) and State Disability Insurance (DBL), employee-paid and not in the figure above.

Sources: New York State Department of Taxation and Finance, checked Oct 14, 2026 · IRS, SSA and every date · method · report an error